Serious Illness Cover

Do you know the difference between Serious Illness and Critical Illness cover?

While traditional critical illness policies cover an average of 35 conditions, PruProtect’s Serious Illness plan covers 161 conditions, which means you will be covered for serious illnesses and partial disabilities, not just the critical ones.
The amount paid to our clients is based on the severity of the illness and its impact on your lifestyle. This means you can receive a pay-out at an earlier stage of your illness, even if it’s not life threatening.

If you don’t claim the full amount the remaining cover will continue allowing you to make further claims. Therefore, if your illness progresses or if you’re diagnosed with a new illness you could receive a further pay out.

Traditional critical illness policies pay out once and then end, leaving policy holders unprotected.

PruProtect’s unique and innovative view on illness cover has seen their business increase by 141% in the first quarter of 2010 compared to the same period a year ago. They have also seen a 400% increase in the number of policies in force over the same period.

You are 24% more likely to be covered under this policy (PruProtect)

Facts

• 75% of people now survive a stroke. Unfortunately, 60% of stroke victims are left with a disability.
  (Private Healthcare UK website)
• One in three people will develop cancer before 75. (Cancer Research UK)
• One in four men and one in five women will suffer a critical illness before the age of 65.
  (Health Insurance Guide website)
• Every year, 250,000 will die from a heart attack and 100,000 will suffer a stroke.
• One in twelve women will at some stage suffer from breast cancer.
  (Women Health Zone website)
• Stroke is the leading cause of severe disability in adults.
• One third of all deaths are caused by atherosclerotic heart disease.