Income Protection Cover

What is Income Protection?

We might not like thinking about it but if we are unable to work due to sickness or injury there is a chance that we won’t have enough savings to cover our expenses.

Even if we are sick, the bills don’t stop coming and without a regular income, most of us would struggle to get by.

Income protection will ensure you have a regular tax- free monthly income to pay your mortgage, bills and general living expenses.

We don’t believe in traditional Income Protection plans which generally exclude many illnesses and conditions and might not cover your ‘own occupation’. PruProtect’s Income Protection cover offers a range of benefits and features and they won’t stop paying until you’re back in the type of job you had or in the type of job you now want.

IF YOU ARE ILL AND YOU HAVEN’T INSURED YOUR INCOME, HOW WILL YOU AFFORD TO LIVE?

Facts

• One in seven people will be off work for 6 months due to illness or accident. (Department of Work and Pensions)
• The average duration of an income protection claim is 8 years (Private Healthcare UK website)
• One in ten of all cancer cases are in people aged 25-50 years (Cancer Recovery Foundation UK